Publications & Research
Publications & Research
Explore my research papers, articles, and academic contributions in fintech, AI, and data science
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Imagination of a sofware tester
The ability to think like a software tester
Integrating AI into Credit Scoring for Improved Accuracy and Responsible Lending Practices
Exploring the integration of artificial intelligence techniques into credit scoring models to improve accuracy while maintaining responsible and fair lending practices.
AI-Driven Credit Assessment: A New Paradigm for SME Lending
This paper explores the application of machine learning algorithms in revolutionizing credit assessment for small and medium enterprises, presenting a novel framework...
Predictive Analytics in Business Lending: Reducing Default Rates Through ML
An examination of how predictive analytics and machine learning models can significantly reduce default rates in business lending while maintaining accessibility...
All Publications
Imagination of a sofware tester
The ability to think like a software tester
Integrating AI into Credit Scoring for Improved Accuracy and Responsible Lending Practices
Exploring the integration of artificial intelligence techniques into credit scoring models to improve accuracy while maintaining responsible and fair lending practices.
Assessing the Impact of Population, GDP and Energy Consumption on Carbon Emissions: Evidence from USA using IPAT Hypothesis
MSc thesis examining the relationship between population growth, economic output, energy consumption, and carbon emissions in the United States using the IPAT framework.
Assessing the Impact of COVID-19 on US Stock Market Sectors Using Machine Learning-Based Volatility Prediction
Using ARCH and GARCH models to forecast stock performance and assess the impact of COVID-19 across various sectors of the US stock market.
Assessing the Impact of Russia-Ukraine War on Energy Sector Stocks in Europe
Analyzing the effects of the Russia-Ukraine conflict on European energy sector stocks and exploring whether renewable energy should be the new route for Europe's energy future.
Financial Valuation Model for Diageo PLC Using DCF, CAPM, RD and WACC
A comprehensive financial valuation model for Diageo PLC using multiple approaches including Discounted Cash Flow, Capital Asset Pricing Model, and Weighted Average Cost of Capital across 25 years of financial data.
AI-Driven Credit Assessment: A New Paradigm for SME Lending
This paper explores the application of machine learning algorithms in revolutionizing credit assessment for small and medium enterprises, presenting a novel framework...
Predictive Analytics in Business Lending: Reducing Default Rates Through ML
An examination of how predictive analytics and machine learning models can significantly reduce default rates in business lending while maintaining accessibility...
Big Data Analytics for Financial Risk Management
A comprehensive study on leveraging big data technologies for enhanced risk management in financial institutions...
Securing Digital Payment Systems: Threats and Countermeasures
An analysis of emerging cybersecurity threats in digital payment systems and effective mitigation strategies...