Innovating at the Intersection of Finance & Technology
I'm Adedotun Oladinni, a data analyst and doctoral-level researcher specializing in using data and technology to solve complex challenges in financial services, including credit analytics, AI, cybersecurity, and fintech innovation.
Areas of Expertise
Bridging Innovation & Impact
Combining deep technical knowledge with practical business applications
Fintech
Credit risk assessment, loan origination ($150MM+), and digital lending solutions.
Business Lending
SME lending, debt structuring, and financial statement analysis for commercial clients.
Data Science
Financial modeling, statistical analysis (CAPM, DCF, Monte Carlo), and predictive analytics.
Artificial Intelligence
Machine learning for credit scoring, volatility prediction (ARCH/GARCH), and responsible lending.
Cybersecurity
PhD research in cyber technology management and securing digital payment systems.
Featured Publications
Research & Insights
Imagination of a sofware tester
The ability to think like a software tester
Integrating AI into Credit Scoring for Improved Accuracy and Responsible Lending Practices
Exploring the integration of artificial intelligence techniques into credit scoring models to improve accuracy while maintaining responsible and fair lending practices.
Assessing the Impact of Population, GDP and Energy Consumption on Carbon Emissions: Evidence from USA using IPAT Hypothesis
MSc thesis examining the relationship between population growth, economic output, energy consumption, and carbon emissions in the United States using the IPAT framework.
Media & Recognition
Awards & Press Features
Alkek Merit Scholarship Recipient
Awarded merit scholarship for the 2019/2020 MBA session at University of Houston-Victoria.
2019Merit Scholarship Recipient
Awarded merit scholarship for the 2018/2019 MBA session.
2018Top 5 Best Graduation Students
Graduated among the top 5 students in the Bachelor of Science program at Bowen University.
2014AI Video Series
Weekly AI Insights
AI-generated video content exploring fintech trends and innovations
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Affiliations & Community